While you are allowed to file for bankruptcy without a legal representative in the state of Kentucky, it is not necessarily advisable to do so. Understandably, your main concern with hiring a lawyer may be that you are financially strapped at the moment, which is essentially why you are initiating a bankruptcy declaration in the first place. But you may feel better knowing that our firm offers a free initial phone consultation for our first-time clients. And overall, we believe that this is the right investment to help you ultimately achieve financial freedom and relief. With all this in mind, please follow along to find out why you should hire a proficient Louisville, Kentucky consumer bankruptcy lawyer from Schwartz Bankruptcy Law Center before filing for bankruptcy.
What are the reasons why I should not file for bankruptcy without a lawyer?
Simply put, several potential pitfalls may stand between you and the conclusion of your bankruptcy case. So, without having an experienced lawyer offer you sound legal advice and assistance through every step, you may fall into one of these traps and jeopardize your chances of being freed from the shackles of your considerable, outstanding debts. Without further ado, below are specific reasons why filing for bankruptcy without a lawyer would not be in your best interest:
- You may make errors in your initial court filing, which may affect your rights throughout the case.
- You may forget to submit certain required financial records and have your case prematurely dismissed.
- You may unknowingly agree to unfair and unrealistic payment plans with your outstanding creditors and let them take advantage of your naiveté.
- You may unknowingly allow your bankruptcy trustee to give away certain important assets (i.e., house or car) that you could have otherwise kept in your possession.
- You may accidentally take certain actions with your assets during your case, which may cause your creditors and bankruptcy trustee to accuse you of fraudulent activity.
What questions should I ask a lawyer before hiring them for my bankruptcy case?
Now that you understand the importance of hiring a lawyer for your bankruptcy case, you must comprehend the significance of getting the right lawyer. That is, before entering your free initial phone consultation, you should prepare a list of certain questions that gauge how good of a fit a lawyer may be to you. We can almost guarantee that we are well-equipped to take on your case, but nonetheless, below are some questions that we invite you to ask us:
- Can I trust that the information I share with you will be kept confidential before, during, and after my case?
- Do you primarily practice bankruptcy law, and how many years of experience do you have in this field?
- In your experienced opinion, do you think I should bother with filing for bankruptcy in the first place?
- What is your ranking on Google, and do you have testimonials from any past clients of yours?
- How much are your services going to cost me, and am I able to negotiate a fair payment plan?
In conclusion, we advise you to reach out to a talented Louisville, Kentucky consumer bankruptcy lawyer sooner rather than later. We are confident that you will not regret retaining the services of our team at Schwartz Bankruptcy Law Center.
